Senior Leadership Team

Ravneet Chowdhury

Chief Executive Officer

Mr. Ravneet Chowdhury joined DTB-Tanzania family on 1st October 2020 in the capacity of Chief Executive Officer - CEO. He is an experienced leader with over 3 decades of Banking knowledge and global exposure in executive roles covering Investment Banking, Treasury, Corporate Finance and Country Management.

His banking career began in 1987 with American Express where he joined as a Manager in Treasury sales before climbing the ladder to Manager Capital Markets. Mr. Chowdhury worked in Standard Chartered Bank for 18 years - serving in the roles of Country Head of Financial Markets, Executive Director and Chief Executive Officer in various locations with the last assignment in Oman. He was also the Chief Executive Officer for Bank One Limited in Mauritius for 6.5 years.

Mr. Chowdhury is credited with being one of the founder members of the Oman Bankers Association during his tenure with Standard Chartered Bank. He was also the Vice Chairman of the Mauritius Bankers Association.

Mr. Ravneet Chowdhury is a Fellow Chartered Accountant. He holds a Master of Business Administration (MBA) from the Henley Management College and a Bachelor of Commerce (B. Com) degree from the University of Delhi.

Mr. Chowdhury is aged 53 years.

Deusdedith Edward Mulindwa

Chief Finance Officer

Mulindwa joined DTB Tanzania in August 2024 in the capacity of Chief Finance Officer. Mulindwa has ten years of experience in finance management within the Tanzanian banking sector.

Mulindwa’s career in Finance began at KPMG East Africa in 2010 as a junior auditor before climbing the ladder to a senior auditor position. Prior to DTB, Mulindwa served in the capacity of Director of Finance at DCB Commercial Bank Plc, FINCA Microfinance Bank and BRAC International. 

Mulindwa holds a master’s degree in business administration (MBA) from the University of Dar es Salaam. He is a B. Com (Accounting) Graduate from the University of Dar-es-salaam, an Associate Certified Public Accountant registered by the National Board of Accountants and Auditors and also a member of the Association of Chartered Certified Accountants (ACCA), the global body for professional accountants.

Mussa Ally

Acting Chief Operating Officer

Mussa joined DTB Tanzania in May 2024 in the capacity of Chief Information Officer (CIO), bringing
with him a wealth of experience in technology garnered from Tanzania’s telecom and banking
sectors.
Mussa’s career in technology began in 2008 at Vodacom Tanzania as a Junior System Administrator.
Through dedication and hard work, he gained expertise and climbed the ranks to become Manager of
Technology Infrastructure and Support. Mussa joined banking industry as Manager of Technology
Infrastructure and Datacenters at NMB, where he played a pivotal role in managing critical IT
infrastructure and data center efficiency. Prior to joining DTB, he served as CIO at Stanbic Bank,
where he was instrumental in driving digital transformation, enhancing IT infrastructure, and leading
strategic technology initiatives.
He holds a Bachelor of Science in Computer Science and master’s degree in business administration
(MBA) from the University of Dar es Salaam. Mussa also holds prestigious certifications, including
Leading Digital from the Massachusetts Institute of Technology (MIT) and Strategy in the Age of
Digital Disruption from INSEAD Executive Education.

Thomas Otieno

Head of Risk Management

Mr. Otieno joined DTB Tanzania in March 2001 and is one of the longest-serving members of the senior management team. Mr. Otieno has held managerial positions in different departments in DTB Tanzania including operations and compliance before his appointment to Head the Risk Department in 2016. Mr. Otieno holds a Bachelor of Commerce (B.Com) with an Accounting Major from the University of Dar es Salaam (1998).

Mansoor Baragama

Head of Debt Recovery Department

Mr. Mansoor Baragama joined DTB-Tanzania in July 2023 to Head the Debt Recovery Department.

Mansoor is a qualified Credit Risk Management practitioner with over 18 years’ experience in Tanzanian banking industry; covering Credit Management, Risk & Compliance, and Special Assets Management.

Mansoor has served in various roles at NMB Plc; TIB Development Bank; Commercial Bank of Africa and NCBA Bank Tanzania Limited. Mansoor holds a Bachelor of Arts (2003), and a Master in Business Administration (MBA-Finance 2012) both from the University of Dar Es Salaam.

Ebrahim Alibhai

Head of Treasury

Mr. Ebrahim Alibhai joined DTB Tanzania in 2014 as a foreign exchange and money market trader in the treasury department; before his appointment as Head of Treasury in 2016. Mr. Alibhai is a certified financial dealer with a keen interest in markets and a deep understanding of treasury management. Mr. Alibhai holds a Degree in Economics and Politics at The University of Manchester (2008). Mr. Alibhai has also attended training on fixed income portfolio management at the National Institute of Bank Management (NIBM) in Pune, India.

Sylvester Bahati

Head of PR, Advertising & Communication

Mr. Bahati was appointed as the Head of PR, Advertising & Communication in 2013. He has twelve years of experience in the financial industry, having previously worked with Barclays Bank Tanzania and Bank M Tanzania in sales, service delivery & quality assurance departments respectively. Mr. Bahati holds an Advanced Diploma in Marketing and Business Management and a Bachelor's Degree in Economic Diplomacy and International Relations. Mr. Bahati has also attended training on customer relationship management and data mining at the National Institute of Bank Management (NIBM) in Pune, India.

Abhinav Sharma

Head - Retail Banking Department

Abhinav Sharma joined DTB Tanzania in July 2023 in the capacity of Head - Retail Banking Department. He is an Economics graduate from University of Delhi (2000) and an MBA holder from FORE School of Management, Delhi, India (2002).

He joins DTB Tanzania with over 2 decades of experience in Retail Banking. Prior to joining DTB, Abhinav served as Head of Retail Banking with a leading bank in Myanmar and has also been associated with leading Indian banks [ICICI and HDFC] in various capacities.

Simon Luoga

Head - Human Resources Department

Mr. Simon Luoga joined DTB-Tanzania in November 2020 in the capacity of Head - Human Resources Department.
Simon has been in the field of Human Resources Management for over 14 years in both Public and Private sectors.
Prior to joining DTB-Tanzania family, he served in similar position with Mkombozi Commercial Bank PLC for 4 years.
He holds Bachelor Degree in Public Administration from the University of Dar es salaam and a Post Graduate Diploma in Human Resources Management from the Institute of Finance Management (IFM).

Christopher Chuwa

Head - Internal Audit

Christopher joined DTB-Tanzania in August 2021 in the capacity of Head - Internal Audit.  

He is a veteran Internal Audit Professional with a decade experience in leading internal audit teams in the Tanzanian financial services sector.  

Prior to DTB, Christopher was the Head of Internal Audit in NCBA bank. He has also worked with Commercial Bank of Africa in various roles.  

Christopher is a B. Com (Finance) Graduate from the University of Dar-es-salaam, an Associate Certified Public Accountant registered by the National Board of Accountants and Auditors, a Certified Internal Auditor and a Certified Information Systems Auditor.  

Christopher is also a Certified Trainer of the Institute of Internal Auditors (IIA) and serves in the Advocacy Committee of the Board of IIA.  

Lilian Marco Kawa

Head - Compliance and CFC

Ms. Lilian Marco Kawa joined DTB-Tanzania family in June 2019 in the capacity of Senior Manager in Compliance Department. Ms. Kawa was appointed to the position of Head - Compliance on 22 nd October 2021 after having served the Bank in the capacity of Senior Manager in Compliance for 2 years. 

Lilian's 12 years' career in Compliance and Risk management began at National Bank of Commerce - NBC (2009 -2016) before joining African Banking Corporation - Banc ABC, Tanzania (2016 - 2018) and TPB Bank PLC, Tanzania (2018 - 2019).  

Lilian holds a Bachelor Degree in Business Administration with Information Technology from Symbiosis International University - India (2006-2009). She is also a Master of Business Administration (MBA) - Corporate Management from Mzumbe University (2010-2012). Ms. Kawa is currently pursuing Professional Banker certification with Tanzania Institute of Bankers (TIOB).  

Victoria Lupembe

Head - Legal Services & Company Secretary

Victoria Charles Lupembe joined DTB as the Head of Legal and Company Secretary in July 2022.

Victoria is diversely skilled with practical experience in legal and governance issues pertaining to banking and financial institutions from her 14 years of progressive work experience having previously worked with United Bank for Africa (T) Ltd where she was the Head of Legal & Company Secretary and numerous years working with reputable Law Firms in Tanzania where she worked as a Senior Associate.

Victoria holds an MBA (Hons) in Corporate Management from Mzumbe University, Post Graduate Diploma in Legal Practice from the Law School of Tanzania and an LL. B (Hons) from University of Dar es Salaam. She is currently a Student Member of the Chartered Governance Institute UK & Ireland.

Professionally, Victoria is a Practicing Advocate, Notary Public and Commissioner for Oaths in Tanzania Mainland, a Certified Board Secretary (BSC) and a Certified Member (CiDir) of the Institute of Directors Tanzania (IoDT).

She is also an active member of the Tanganyika Law Society, the East African Law Society and Tanzania Women Lawyers Association (TAWLA).

Abraham Thomas

Head of Credit

Mr. Abraham Thomas joined DTB-Tanzania in September 2023 in the capacity of Head of Credit. He is a qualified professional with over 26 years of experience in Banking Industry. Prior to joining DTB he worked with Prime Bank Kenya, as Deputy Head of Credit and previously with Axis Bank, India [for over 16 years] managing leading large corporates in Mumbai as well as Head of Credit in Shanghai, China.
Mr. Abraham has a Bachelor Degree in Commerce, CAIIB and an MBA in Banking and holds certifications in SME and Trade Finance.

Jameel Kassam

Head - Corporate & Business Banking

Mr. Jameel Kassam joined DTB-Tanzania family in May 2024 in the capacity of Head - Corporate and Business Banking.

Jameel has over 15 years’ experience in Tanzanian banking sector having served in Corporate banking and Credit; as well as spearheading nationwide branch expansion strategy.

He holds a Bachelor’s degree in Business Administration and IT from Symbiosis International University, Pune, India (2008).