Lipa Eazy
Lipa Eazy is a secure and convenient digital payment solution that enables customers to make and receive payments using QR codes. Customers can use their mobile app to scan a QR code or enter a merchant number or alternatively use a USSD code—making it accessible to both smartphone and basic mobile phone users.
With Lipa Eazy, payments are simple, fast, and accessible anytime, anywhere.
Account Overview
Lipa Eazy is a secure and convenient digital payment solution that enables customers to make and receive payments using QR codes. Customers can use their mobile app to scan a QR code or enter a merchant number or alternatively use a USSD code—making it accessible to both smartphone and basic mobile phone users.
With Lipa Eazy, payments are simple, fast, and accessible anytime, anywhere.
Account Benefits
Discover the advantages of banking with Lipa Eazy:
Quick Payments: Instantly complete transactions by scanning a QR code, entering a merchant number via a mobile app, or using USSD.
Cashless Convenience: No need to carry cash for everyday transactions.
Secure Transactions: Payments are processed through trusted banking and mobile channels.
Interoperability: Pay across different banks and mobile network operators seamlessly.
Accessible to All: Works on both smartphones and basic mobile phones, with or without internet access.
Cost-Effective: Customers are charged based on their bank or MNO tariff, while merchants receive payments free of charge.
Business Efficiency: Enables merchants to accept payments easily and reduce cash handling.
Account Features
Access a comprehensive suite of banking services and tools:
Scan and Pay: Make quick payments by simply scanning a QR code or entering a merchant number.
USSD Payments: Pay using a USSD code by entering the QR code number—no internet required.
Merchant Payments: Businesses can receive payments from customers across banks and mobile wallets.
Interoperability: Supports seamless transactions across participating institutions.
Real-time Confirmation: Provides instant notifications
Charges & Fees
Customer transaction fees: Depend on the respective bank or Mobile Network Operator (MNO) tariff.
Merchant fees: Full transaction amount is credited to the merchant’s account with no charges.
Documentation / Forms
For Existing DTB Customers
Application Form: Only Lipa Eazy (QR) application form is required
Board Resolution: Required for Limited Companies
For Non-DTB Customers Applying for Lipa Eazy
To apply for Lipa Eazy, non‑DTB customers must first open an account with DTB.
Required KYC Documents
Completed Application Form
Board Resolution: Required for Limited Companies
Certificate of Incorporation / Business Registration
Business TIN Certificate
Directors’ Identification: (National ID or Passport)
Business License
Directors’ Photos
Memorandum: Required for Limited Companies
Annual Returns (CR12): Required for Limited Companies
Application forms are available at all DTB branches.